Protect Your Business. Maximize Your Claim.
Commercial Claims Require a Different Level of Expertise
Commercial insurance policies are complex documents with multiple coverage layers, sublimits, and exclusions. When a loss occurs, the stakes are enormous — not just the physical damage, but lost revenue, employee disruption, and long-term business viability.
Saunders Public Adjusters specializes in commercial claims, working alongside your management team to document every aspect of your loss, from structural damage to business interruption income calculations.
Commercial Claims We Handle
Business Interruption
Lost revenue, ongoing expenses, and extra costs incurred while your business is unable to operate.
Structural & Building Damage
Fire, water, storm, and collapse damage to commercial buildings, warehouses, and facilities.
Equipment & Inventory Loss
Machinery, equipment, stock, and inventory damaged or destroyed by a covered peril.
Tenant Improvements
Leasehold improvements and betterments that represent significant investment in your space.
Multi-Location Claims
Coordinated claims management across multiple properties or franchise locations.
Contractor & Builder Risk
Claims arising during construction or renovation projects covered under builder's risk policies.
The Saunders Advantage for Businesses
Business Interruption Expertise
Calculating lost income accurately is complex. We use forensic accounting methods to maximize your BI claim.
Minimal Business Disruption
We handle the claim process so your team can focus on running and recovering your business.
Contingency Fee Structure
No upfront costs. Our fee is a percentage of the final settlement — we only get paid when you do.
Insurer Negotiation
We know commercial insurer tactics and have the expertise to counter low-ball settlement offers.
Our Commercial Claims Process
Policy Review
We analyze your commercial policy in full — identifying all applicable coverages and sublimits.
Loss Documentation
Comprehensive on-site assessment of physical damage, equipment, inventory, and business records.
BI Calculation
Forensic analysis of your financials to accurately calculate business interruption losses.
Claim Submission
We prepare and submit a complete, well-documented claim package to your insurer.
Settlement
We negotiate aggressively until you receive the full settlement your policy entitles you to.
Don't Let a Loss Threaten Your Business
Contact Saunders Public Adjusters for a free consultation on your commercial property claim.