On Your Side From Day One
What Is a Public Adjuster?
When you file an insurance claim, your insurer assigns their own adjuster to assess the damage. That adjuster's job is to protect the insurance company's financial interests — not yours. A public adjuster is a licensed professional who represents you, the policyholder, throughout the entire claims process.
Public adjusters are experts in insurance policy language, damage assessment, and claims negotiation. We level the playing field so you're not navigating a complex, adversarial process alone.
Why Hire a Public Adjuster?
Studies show policyholders who hire public adjusters receive significantly higher settlements than those who don't.
Unlike insurance company adjusters, we have zero financial incentive to minimize your claim.
We work on contingency. You pay nothing unless we successfully increase your settlement.
What We Do For You
Policy Analysis
We read every word of your policy to identify all coverages, endorsements, and entitlements that apply to your loss.
Damage Documentation
Thorough on-site inspection with professional photography, measurements, and itemized damage reports.
Claim Preparation
We prepare a comprehensive, well-documented claim that leaves no room for the insurer to undervalue your loss.
Insurer Negotiation
We handle all communications and negotiations with your insurance company on your behalf.
Dispute Resolution
If your claim is denied or underpaid, we know how to challenge the decision and pursue the settlement you're owed.
Appraisal & Umpire
When disputes escalate, we represent you in the formal appraisal process outlined in your policy.
Common Questions
Let Us Fight for What You're Owed
Contact Saunders Public Adjusters for a free, no-obligation review of your claim.